🏦 EMI Calculator

Calculate monthly EMI for home, car or personal loans. Full amortization schedule, interest breakdown, prepayment savings, and target EMI reverse calculator.

Finance Tool

Amortization Table

Monthly EMI

—

per month

Principal Amount

—

loan amount

Total Interest

—

% of principal

Total Payment

—

principal + interest

Loan Payoff

—

end date

Home Loan EMI

Loan Amount (₹) ₹30,00,000

Interest Rate (% p.a.) 8.5%

Loan Tenure 20 yr

Monthly EMI (₹) —

↳ Auto-calculated from loan amount, rate & tenure above

Processing Fee (%) 1%

One-time fee on loan amount

Annual Prepayment (₹) ₹0

Extra yearly principal payment

Loan Start

Compounding

Payment Breakdown

Principal—

Interest—

Proc. fee—

Year-wise EMI Outflow

Outstanding Balance Over Time

Principal paid Interest paid Balance remaining

📋 Month-by-month amortization schedule

Month	EMI	Principal	Interest	Balance	Paid %

Prepayment applied annually at end of each year.

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